How It Works


Your provider will then determine which services and costs it will cover and provide payment to OSF HealthCare.

Any remaining charges are then usually considered the responsibility of the patient.

When you receive a bill from OSF HealthCare, the balance you see will reflect any payment made by your insurance provider.


How soon after discharge you receive a bill from OSF HealthCare will depend on how quickly the insurance provider completes its review and payment.

Once you have received a bill from OSF HealthCare, you have several options for making a payment.

If you feel you cannot pay the amount you’ve been billed, financial assistance options are also available.

Surprise Billing Disclosure (PDF)