While we strive to keep the following list of insurance plans regularly updated, we always advise contacting your insurance provider directly if you have any questions about coverage.
We can help you understand the different Medicare plan options available below. Talk to one of our financial navigators today by calling toll-free (833) 673-4322, option 5.
Last Updated: September 25, 2023
| Plan | Location |
| Carelon Behavioral Health, fka Beacon Health |
LCOM, SAHC |
| Compsych | HMMC, LCOM, SAHC, SEMC |
| Evernorth, fka Cigna Behavioral Health | HMMC, LCOM, SAHC, SAMC, SEMC, SFMC,SMMC, MG |
| Humana Behavioral Health | HMMC, LCOM, SAHC, SEMC, SFMC, MG |
| Magellan | HMMC, LCOM, SEMC |
| United Behavioral Health (Optum) |
LCOM, SAHC, SEMC, SFMC, MG |
In addition to the list above, OSF Saint Anthony's Health Center in Alton, Illinois also accepts the following behavioral health plans.
| Plan | Location |
| Aetna | ALL |
| Aetna State of Illinois (HMO, OAP, and QCHP products) |
ALL except SFH |
| Ambetter | LCOM |
| Besse Forrest Products | SFH |
| Blue Cross Blue Shield - Blue Advantage | LCOM(#242), SFMC (#476), SJH (#480), SJMC (#480) |
| Blue Cross Blue Shield - Blue Precision | LCOM(#242), SFMC (#476) |
| Blue Cross Blue Shield - Commercial | ALL |
| Blue Cross Blue Shield - HMO Illinois | LCOM(#242), SFMC (#476), SJH (#480), SJMC (#480) |
| Blue Cross Blue Shield - PPO & EPO (Including Insurance Exchange Products - BCBS Premier, BCBS Solution, and BCBS Basic) |
ALL |
| Blue Cross Blue Shield - Choice Select | ALL except SFH |
| Blue Cross Blue Shield - Choice Preferred | ALL except SFH |
| Blue Cross Blue Shield - State of Illinois OAP | All except SFH |
| Caterpillar PPO (Administered by United Healthcare or BCBS)) |
SAMC, SCMC, SEMC, SFMC, SJH, SJMC, SMMC, SPMC, CHOI, CVI, INI, MG, PC, OSF OnCall Urgent Care |
| Cigna | ALL |
| Cigna - One Health HMO | LCOM, MG in Cook County |
| Cigna - Local Plus | LCOM, MG in Cook County |
| Cofinity | ALL except SCMC, SLMC, HMMC, & SHMC |
| Community Partners Health Plan for Christie Clinic Employees and the Amish (Immergrun) |
HMMC, SHMC |
| Corvel | ALL except LCOM & SFH |
| Coventry | LCOM |
| Dean Health Plan | SAMC & MG in Boone, OGLE, Stephenson, Whiteside and Winnebago Counties |
| Employer's Coalition on Health (ECOH) Choice & Plus |
LCOM, SAMC, SFMC, SPMC, CHOI, CVI, INI, MG, PC, OSF OnCall Urgent Care |
| First Health | LCOM, SCMC, SAHC, SPMC, SFH |
| Health Alliance Medical Plan (Excluding Tiered Plans eff 1/1/2024) |
ALL except LCOM & SFH |
| Health Alliance Insurance Exchange (HMO/POS) (Excluding UnityPoint/Methodist Only Plans) |
ALL except LCOM & SFH |
| HealthLink HMO/PPO/OAP | HMMC, LCOM, SHMC, SAHC, SPMC, SCMC |
| HealthLink - State of Illinois OAP | ALL except SFH |
| Healthsmart/Interplan Health Group/PPI | ALL except SFH |
| HFN 10, HFN 20 | ALL except SFH |
| HFN CHC | LCOM, HMMC, SCMC, SHMC, SAMC, SAHC, MG in Boone, Bureau, Champaign, Cook, Henry, LaSalle, Madison, Vermillion and Winnebago Counties |
| HFN CHC - Elite | ALL except SFH |
| HFN CHC - Premier | LCOM, SAHC, SCMC, MG in Cook and Madison Counties |
| HFN Platinum | SAMC, SAHC, SCMC, SEMC, MG in Boone, Bureau, LaSalle and Winnebago Counties |
| HFN Worker's Compensation (including PPP) | ALL except SFH |
| Humana | ALL (SFH through Cofinity) |
| Imagine Health PPO | LCOM |
| Medica, fka WellFirst |
SAHC, MG in Jersey and Madison Counties |
| MultiPlan | ALL |
| OSF Direct Access Network | ALL except SFH |
| Priority Health | SFH |
| Private Healthcare System (PHCS) | ALL except SFH |
| The Alliance | ALL except LCOM, HMMC, SHMC & SFH |
| Union Health Services | LCOM |
| United Healthcare & United Healthcare of the River Valley |
ALL (ALL excludes Essential, Virtual First, Value and Advantage Insurance Exchange plans |
| Upper Peninsula Health Plan | SFH |
| Plan | Location |
| Aetna Better Health MMAI (f/k/a IlliniCare) | ALL except SFH |
| Blue Cross Community MMAI | ALL except SFH |
| Humana Gold Plus MMAI | ALL except SFH |
| Meridian Complete MMAI | ALL except SFH |
| Molina Healthcare MMAI | ALL except SFH |
OSF recommends choosing a Medicare Advantage plan in place of other options as they often provide better overall coverage. These plans may have low to $0 premiums while providing extras like dental, vision and hearing.
| Plan | Locations |
| Aetna Medicare | ALL |
| Ameri-Plus Select Services (Medicare Select Plan) |
SAMC |
| Blue Cross Blue Shield Medicare Select | HMMC, LCOM, SHMC, SAMC, SEMC, SFMC, SJH, SMMC |
| Blue Cross Blue Shield Medicare Supplemental | ALL |
| Blue Cross Blue Shield Medicare Advantage PPO | ALL |
| Blue Cross Blue Shield Medicare Advantage HMO | ALL except SFH |
| Choice Care | SFH |
| Cigna Healthspring Medicare Advantage | LCOM |
| Clear Spring Health (through 12/31/2024) |
LCOM |
| Dean Advantage | SAMC, MG in Boone, Ogle, Stephenson, Whiteside and Winnebago Counties |
| Essence Healthcare | SAHC & MG in Jersey and Madison Counties |
| Health Alliance Medicare Advantage (Excluding UnityPoint/Methodist Only Plans and Simplete 1; OSF is Tier II for Simplete 2 and 3) |
ALL except LCOM & SFH |
| Humana (Gold Choice, Choice) |
ALL |
| Medicare Parts A and B (Traditional) | ALL |
| OSF with Medica Advantage (Medica) (through 12/31/2024) |
SFMC, SJMC & MG in DeWitt, Marshall, McLean, Peoria, Tazewell and Woodford Counties |
| Railroad Medicare | ALL |
| United Healthcare - AARP Medicare Complete |
ALL |
| United Healthcare - Group Medicare Advantage PPO |
ALL |
| United Healthcare - Medicare Select |
HMMC, LCOM, SHMC |
| USA Senior Care (Medicare Select Plan) |
HMMC, LCOM, SAHC, SEMC, SJMC (Effective 1/1/2022) |
| Wellcare | ALL except SFH |
| WellFirst | SAHC |
| Zing Health | LCOM, SAMC, MG in Cook, Boone, Ogle, Stephenson, Whiteside and Winnebago Counties |
| Plan | Locations |
| Aetna Better Health (formerly IlliniCare) | ALL except SFH |
| Anthem BCBS Indiana Medicaid | SHMC, MG (Specialists) |
| Blue Cross Blue Shield Community Health Plan | ALL except SFH |
| County Care | LCOM, MG in Cook County |
| Illinois Medicaid | ALL except SFH |
| Indiana Medicaid | SHMC, MG (Specialists Only) |
| Meridian & YouthCare |
ALL except SFH |
| Michigan Medicaid | SFH |
| Molina | ALL except SFH |
| Plan | Locations |
| Veteran’s Care in the Community Program | ALL |
Please use the table below to find the abbreviations used for OSF HealthCare hospitals and office locations.
| Abbreviation | Hospital |
| ALL | All hospitals and offices |
| HMMC | OSF Heart of Mary (Urbana) |
| HFMC | OSF Holy Family (Monmouth) |
| LCOM | OSF Little Company of Mary (Evergreen Park) |
| SHMC | OSF Sacred Heart (Danville) |
| SAMC | OSF Saint Anthony (Rockford) |
| SAHC | OSF Saint Anthony's (Alton) |
| SCMC | OSF Saint Clare (Princeton) |
| SEMC | OSF Saint Elizabeth (Ottawa) |
| SFMC | OSF Saint Francis (Peoria) |
| SJH | OSF Saint James (Pontiac) |
| SLMC | OSF Saint Luke (Kewanee) |
| SPMC | OSF Saint Paul (Mendota) |
| SFH | OSF St. Francis (Escanaba) |
| SJMC | OSF St. Joseph (Bloomington) |
| SMMC | OSF St. Mary (Galesburg) |
| Abbreviation | Location |
|---|---|
| CHOI | OSF Children's Hospital of Illinois |
| CVI | OSF Cardiovascular Institute |
| INI | OSF Illinois Neurological Institute |
| MG | OSF Medical Group |
| PC | OSF PromptCare |
| ONCALL | OSF OnCall Urgent Care |